Christmas Frugality

Christmas is over for most families unless you celebrate Russian Christmas or have celebrations with extended family yet to be enjoyed. Christmas comes every year on December 25. Getting ready for Christmas can be very expensive.

One way to greatly reduce the cost of next Christmas is to go shopping the week after Christmas. Don’t shop for more stuff for yourself. Buy your wrapping paper, your Christmas cards, and even decorations that are not perishable right now!

Next year you are going to wrap gifts, you are going to send cards, and you are going to decorate. Now, when those items are 50 to 75% off, is the time to buy. Next year you will have to pay full price for all those items. Sometimes you can buy cards for a dollar a box as opposed to $16.00 per box. Wrapping paper can be purchased for $2.00 per roll.

The money you save can be applied to your mortgage or used to pay down a credit card. Proverbs 22:7 reads, “The rich rule over the poor, and the borrower is servant to the lender.”  Pay extra on your mortgage so you can go from being the servant to being rich!! Merry Christmas!